| QUICK RATES - APRIL 11, 2007 |
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| Traditional Conforming Conventional |
Orig |
Disc Pts |
Rate |
APR |
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| 30 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
6.000% |
6.136% |
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| 15 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
5.625% |
5.854% |
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| Conventional Interest Only (10-year IO period) |
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| 30-year fixed to 95% LTV (if > 90%, 680+ FICO required) |
1% |
0 |
6.250% |
6.377% |
Rate remains the SAME for 30 years |
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| Stated Income/Stated Asset |
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| 30-year fixed to 95% (requires 730+ FICO) |
1% |
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6.000% |
6.140% |
Primary residence OR second/vacation home! |
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| No PMI (LPMI) Loans |
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| 95% 30 year fixed conf conventional |
1% |
0 |
6.250% |
6.399% |
This is ONE fixed rate loan - no income restrictions! |
| 90% 30 year fixed conf conventional |
1% |
0 |
6.125% |
6.273% |
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| Government Loans |
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| FHA 30-year fixed (97% LTV) |
1% |
0 |
6.000% |
6.338% |
FHA limit (Meck/Ired/Cataw/Linc) = $200,160! |
| VA 30-year fixed (100% LTV) |
1% |
0 |
6.000% |
6.134% |
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| My Community 100% |
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| 30-year fixed fully amortizing conventional loan |
1% |
0 |
6.250% |
6.399% |
Great for first time homebuyers! |
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| Jumbo Loans ($417,001-$650,000) |
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| Full doc to 90% LTV w/ 680+ FICO |
1% |
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6.250% |
6.386% |
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| Loans over $650,000 call for rate |
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| Other Available Loan Types: Alt-A Stated (SIVA & SISA), No Ratio, No Doc, ARMs, |
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| Manuf. Home Loans, Construction-Perm, Renovation, Lot Loans, 2nd Mortgages |
| & HELOCs, Super Jumbos to $4 Million, Commercial Loans from $50,000 to $1 Million |
| CALL FOR DETAILS! |
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Sharon "Shari" Casini Averette, Senior Loan Officer |
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704.488.3943 Mobile 704.895.1088 ext 27 Office 704.895.2414 Fax |
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saverette@ffsmortgages.com |
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FIRST FINANCIAL SERVICES, INC. |
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"For Superior Customer Service on all of your Real Estate Transactions" |
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| First Time Homebuyers - High Net Worth Borrowers - Self Employed Borrowers - Investors - Purchase or Refinance |
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| This information is being provided for general information purposes and is intended only for use by real estate professionals. The above rates are based upon purchase money mortgages |
| w/ escrows, for detached stick built single family primary residences in NC, loan amounts of $166,250 and minimum FICO of 620 unless otherwise stated. Rates, terms and programs are available |
| for other property types, occupancies, loan amounts, loan-to-values, credit bands, etc. All rates, terms and programs are subject to change without notice. Final APRs will vary by |
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| investor used. FFSi has been a licensed Mortgage Lender and Mortgage Broker for 16 years. FFSi represents many major lenders and investors, which allows for aggressive pricing and |
| and a comprehensive selection of mortgage options. If you do not wish to receive this email, please reply with the word unsubscribe in the subject line. |
