| QUICK RATES - APRIL 4, 2007 |
| Traditional Conforming Conventional |
Orig |
Disc Pts |
Rate |
APR |
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| 30 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
6.000% |
6.134% |
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| 15 yr fixed conf conv to 95% (Traditional Conventional Loan) |
1% |
0 |
5.875% |
6.116% |
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| Stated Income/Stated Asset Conforming Conventional |
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| Stated Income/Stated Asset to 95% 700+ FICO - 30 yr fixed |
1% |
0 |
6.000% |
6.146% |
Yes, this is the same as the Full Doc! |
| Stated Income/Stated Asset to 90% 680-699 FICO - 30 yr fixed |
1% |
0 |
6.125% |
6.273% |
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| No PMI (LPMI) Single Lien Options |
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| 95% 30 year fixed conf conventional |
1% |
0 |
6.375% |
6.630% |
This is ONE fixed rate loan |
| 90% 30 year fixed conf conventional |
1% |
0 |
6.250% |
6.399% |
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| Government Loans |
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| FHA 30-year fixed (97% LTV) |
1% |
0 |
6.000% |
6.135% |
Seller can pay up to 6% of buyer's closing costs and prepaids! |
| VA 30-year fixed (100% LTV) |
1% |
0 |
6.125% |
6.256% |
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| Jumbo Loans ($417,001-$650,000) |
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| Full doc to 90% LTV w/ 680+ FICO |
1% |
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6.250% |
6.386% |
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| Loans over $650,000 call for rate |
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Sharon "Shari" Casini Averette, Senior Loan Officer |
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704-488-3943 Mobile 704-895-1088 ext 27 Office |
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saverette@ffsmortgages.com |
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FIRST FINANCIAL SERVICES, INC. |
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For Superior Customer Service on all of your Real Estate Transactions |
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| This information is being provided for general information purposes and is intended only for use by real estate professionals. The above rates are |
| based upon purchase money mortgages w/ escrows, for stick built owner occupied primary residence, detached single family residences in NC |
| with loan amounts of $166,250 unless otherwise stated. Rates, terms and programs are available for other property types, occupancy, loan amounts, |
| credit bands, etc. All rates, terms and programs are subject to change without notice. We represent many major investors. Final APRs will vary |
| by investor used. If you do not wish to receive this email, please reply with the word unsubscribe in the subject line. |
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